If merchant cash advances are eating your profits and keeping you up at night, there’s a better path forward.
We’ve guided thousands of entrepreneurs out of MCA debt using a proven process that protects your credit and restores control.
Strengthen Your Financial Position & Regain Control in 2025
With Our Strategic Debt Restructuring Partnership
This is for you if...
Your revenue has dropped, making payments unsustainable.
You're struggling to cover payroll and other critical expenses.
You're using new cash advances to pay off existing ones.
You're facing aggressive collection calls or legal threats.
You're concerned your debt situation could lead to bankruptcy.
Frequently Asked Questions
How much does the program cost?
Our pricing is based on your business’s specific debt structure, cash flow situation, and long-term financial goals.
Every engagement begins with a full consultation to understand your current challenges and map out a plan that delivers measurable, lasting results.
Because no two businesses have the same debt profile or growth goals, we create a tailored proposal after your assessment call ensuring you only invest in the services you truly need.ng.
How is this different from hiring a typical debt relief company?
Most debt settlement companies focus on quick fixes, negotiating a lump sum, and moving on. We take a strategic consulting approach:
- We don’t just address the immediate debt.
- We help you build a sustainable plan to avoid similar financial challenges in the future.
- We strengthen your overall financial position so you can grow confidently.
* We’re not here to patch a wound; we’re here to rebuild financial stability.
How long until we see results?
Timelines depend on the complexity of your debt and the responsiveness of creditors.
Some clients see improved terms or reduced payment pressure within a 30-90 days, while others experience results over several months as part of a broader restructuring plan.
We’ll give you a realistic timeline during your assessment so you know exactly what to expect.
What areas of growth do you focus on?
While our main focus is MCA debt restructuring and repayment term optimization, we also work on:
- Improving cash flow management
- Building creditor relationships for long-term flexibility
- Creating financial systems
Our ultimate goal is to help you become debt-free, financially resilient, and positioned for growth.
©2025 3rd & Taylor
Business Debt Consultants
What's Included
With us, you don’t just get a service. You get a hands-on team and a step-by-step plan designed to put your business back on solid ground.
Personal Case Manager
Full Lender Communication
Custom Financial Strategy
Regular Progress Updates
©2025 Business Debt Consultants